Pet dogs are your partners in life which makes it a fair point to secure their lives just like you secure yours. Get a dog medical insurance policy for your pal and give him a better life with better medical and life care. Choose the best from the list of dog insurances and don’t ever make a compromise, because it’s about your best friend after all. 

Highlights of the best Health Insurance for your Dog:

Part1. Why do you need dog medical insurance?
Part2. Why choose the best pet health insurance?

Top 5 Dog Health Insurance Plans.

1. Trupanion.
2. Healthypaws Pet Insurance & Foundation.
3. Pets Best.
4. Pet Plan.
5. Petfirst Pet Insurance.

Why do you need dog medical insurance?

• To avoid unexpected medical expenses for your dog.
• Be financially prepared for treating your dog(s) chronic illness, if any.
• To reduce the money spent on your dog’s follow-up care expenses.
• Secure your dog(s) life and your life from substantial financial trouble.

Why choose the best pet health insurance and why not any pet insurance?

You tend to pay premiums to keep your insurance alive and therefore, before you choose to spend your money, first select the best option available to invest, to reap the best results.

We provide reviews of individual dog insurance companies. We hope this will aid you in the process of decision-making.

1. TRUPANION

Trupanion is one of the costly medical insurance for dogs because it demands a full-time payment, and yet it’s one of the best. Since 2000, it has always been appraised and approached by many.

• AGE LIMIT:  There’s only a limit on when you get your pet registered, which is upto 14 years of age. After this, there are no restrictions. It’s a full-time insurance policy.

• PREMIUM: Premium varies based on the current rate for dog caring and also on the claims you made before.

• COVERAGE: Surgeries, Medications, expenses made in the hospital for staying, costs of each diagnostic test, any illness, injuries and breed-specific problems, Prosthetic devices and carts, and all veterinary supplements.

• DEDUCTIBLE: Has both flexible and lifetime-per-condition deductible policy, suitable for both acute and chronic illness.

• APPLICABLE TO: Only pets from the U.S., Puerto Rico, and Canada.

• DE-MERITS: Your premium amounts will increase 20% every year, and there are no wellness plans, nor any coverage for the exams. You will also wait for five days for common injuries and 30 days for any illness, according to the policy.

2. HEALTHY PAWS PET INSURANCE & FOUNDATION

From 2010, till date, Healthypaws is the healthiest pet insurance company, which provides more coverage and benefits. It also takes only 48 hours for you to claim your insurance amount. It’s best to depend on Healthypaws, for a healthy life for your pets/dogs. It is the best pet health insurance company so far.

From 2010, till date, Healthypaws is the healthiest pet insurance company, which provides more coverage and benefits. It also takes only 48 hours for you to claim your insurance amount. It’s best to depend on Healthypaws, for a healthy life for your pets/dogs. It is the best pet health insurance company so far.

• AGE LIMIT: Enroll your pets as they turn eight weeks and finish it before they turn 14.

• PREMIUM: It comes around $15 – $90. However, for each breed, age, and choice of plan and deductibles, the premium amount varies.

• COVERAGE: Any injury, illness, medical conditions, and accidents are covered. Other treatments, imagings, tests, therapies, and surgeries are also included.

• DEDUCTIBLE: You can choose a deductible plan that varies with your pet’s age, or you can choose plans that deduct $100/ $250/ $500/ $750.

• APPLICABLE TO: To dogs in the U.S. and when they go to Canada (applicable only for the first three months).

DE-MERITS: There is no ‘wellness plan’ and the waiting period for illness, and any accident is 14 days. The pre-existing conditions, behavioural therapy, and the exam fees for veterinary are excluded

3. PETS BEST

As the name suggests, it’s one of the best and cheapest pet insurance companies, which work 24/7 for the welfare of its policyholders. It also meets both expected and unexpected illness or injuries treatment costs.

• AGE LIMIT: The minimum age limit to get your pets to insure is seven years. There is no maximum limit.

• PREMIUM: The starting monthly rate is $6, and it varies according to each plan.

• COVERAGE: Expenses for treating cancer, accidents, chronic or acute illness, and any emergencies. Even vaccinations, spay, dental care, and regular visits to the doctor are all covered.

• DEDUCTIBLE: You’ll get from $50 till $1000, every year.

• APPLICABLE TO: Pets who are in the U.S., Canada, and Puerto Rico.

• DE-MERITS: The waiting period is 14 days for injuries and 3 days for illness. The policy does not cover the expenses made for any holistic therapies.

4. PET PLAN

Petplan’s medical insurance for dog is a reliable and affordable venture. It covers almost all the medical expenses, unlike other major pet insurance companies.

• AGE LIMIT: You can enrol your dog if it’s at least 6 weeks old, with no maximum limits.

• PREMIUM: Each plan has a different premium amount.

• COVERAGE: Petplan, unlike others, even covers the treatment cost for a virus-like COVID-19 and also its boarding costs. Also, the scanning costs are met. Holistic therapies are sponsored. Apart from these, it covers all the other usual medical expenses, like other insurance policies.

• DEDUCTIBLE: Has both yearly and per-condition deductibles, starting from $250.

• APPLICABLE TO: Pets who are in the U.S., Canada, and Puerto Rico.

• DE-MERITS: Any preventive or cosmetic expenses are excluded. In case your pet has a pre-existing condition of illness, it’s treatment is not sponsored. It is important to meet the veterinarian within 48 hours of finding symptoms for any injury/illness.

5. PETFIRST PET INSURANCE

It’s a MetaLife company’s insurance scheme which is also one of the cheapest pet insurance companies that makes you pay less but offers more.

• AGE LIMIT: The minimum age limit for enrolling your pets is 8 weeks.

• PREMIUM: A minimum of $16 till $100. Do note that these monthly payments can vary with each plan.

• COVERAGE: Treatment costs for accidents, any illness, injuries, and surgeries are covered. Even the costs for hospital boarding, imagings, medications, holistic therapies, tests, and exam fees are met.

• DEDUCTIBLE: For each incident, $50 to $500 is deductible. However, in most cases it’s 0% but with a 100% reimbursement option.

• APPLICABLE TO: Only to pets/dogs inside the U.S.

• DE-MERITS: Any illness or injury from any organised fightings are not covered. Breeding costs, food and vitamins supplies, pre-existing conditions, and elective procedures are avoided.

These are the various famous and well-known pet insurance dog companies. Make the best decision, because it’s about your furry fellow’s life. Act smart and choose the right one for your favourite friend.